How Plumbers Can Reinsure Their Labor Warranty
You’re running jobs every day — water heater replacements, repiping, fixture installs, sewer line work — and you’re standing behind every one of them with a labor warranty. That warranty builds trust and wins you jobs. But every time a customer calls back with a leak under the sink, a fitting that let go, or a water heater that wasn’t seated right — you’re rolling a truck, pulling a plumber off a paying job, and eating every dollar of that callback. No questions asked.
You already know how manufacturer warranties work. Rheem, A.O. Smith, Moen, Kohler — they cover the equipment and the parts. But the moment your plumber touches that pipe, the labor is on you. Nobody covers that except your own wallet.
Our program lets you reinsure that labor warranty the same way an insurance carrier backs a policy. You collect a small warranty fee on every job — built right into your estimate — and instead of that liability sitting exposed on your books, it flows into a reinsurance structure that is legally yours, earns you money, and covers your claims when they come in.
Plumbing contractors doing serious volume are writing serious tax checks at the end of the year. The way this program is structured, contributions to your reinsurance account come with significant tax advantages. Money that would have gone straight to the IRS stays inside a structure that’s building value for you and your business instead.
No extra paperwork on your end. No adjusters to track down. No claims calls to manage. We handle all of the administration, all of the program management, and we service every single claim from the first call to final resolution. You keep your plumbers in the field on paying work. We handle everything else.
Every job you warranty is a future liability sitting on your books. A bad solder joint, a pinhole leak behind drywall, a wax ring that didn’t seat — these things happen, and right now you’re absorbing every one of them alone. This program makes sure that when they do happen, you’re covered — and in the meantime, you’re building a revenue stream and cutting your tax bill on every job you close.
You’re already standing behind your work. It’s time your work started standing behind you.
If you would like to know if reinsurance is right for you, just ask!