How Roofers Can Reinsure Their Labor Warranty
You’re out there selling jobs, putting your name on every roof you install, and offering a labor warranty to close deals and stand behind your work. That’s smart business. But right now, every time a warranty claim comes in — a leak, a flashing issue, improper nail pattern — that’s coming straight out of your pocket. You’re eating that cost with zero upside.
Think of it like this — you already know the difference between a manufacturer’s material warranty and your labor warranty. GAF, Owens Corning, CertainTeed — they back their shingles. But nobody backs your labor except you.
Our program lets you reinsure that labor warranty the same way an insurance carrier backs a policy. You collect a small warranty fee on every job — built right into your contract price — and instead of that money sitting exposed on your books, it flows into a reinsurance structure that is legally yours, earns you money, and covers your claims when they come in.
Here’s where it gets even better. The way the program is structured, contributions to your reinsurance account come with significant tax advantages. Roofers who are writing big tax checks every year are essentially pre-paying money that could be working for them inside this program instead.
No extra paperwork on your end. No adjusters to manage. No claims calls to deal with. We handle all of the administration, all of the program management, and we service every claim from the first call to the final payout. You stay on the roof. We handle the rest.
You’re already doing the work. You’re already taking the risk. This program just makes sure you’re getting paid for it — and protected when it counts.
If you would like to know if reinsurance is right for you, just ask!