For more than 30 years, our team has helped business owners navigate reinsurance. Today, Warranty-RE brings that experience to HVAC, roofing, and other home service contractors, with a focus on education, personal service, and long-term relationships.
Warranty-RE’s roots go back to 1994, when founder Tim Byrd began helping business owners use reinsurance to take greater control of their warranty programs.
After decades of working in the automotive industry, Tim began to see how that same approach could benefit contractors in the home services industry.
The turning point came during a conversation with the owner of a large HVAC company. As they discussed the company’s warranty expenses, Tim realized the contractor was spending hundreds of thousands of dollars each year on third-party coverage without considering other ways to manage that risk.
It was an opportunity Tim recognized from his years in reinsurance. HVAC and roofing contractors were already investing significant money in protecting their work, but many didn’t know they had other options.
That realization helped shape Warranty-RE’s expansion into home services.
To serve and educate Home Service Business Owners across the country to utilize reinsurance to be a better business owner, to better serve their customers, and improve their business and personal financial well-being.
Experienced leaders. A family-founded company. A shared commitment to serving others.
Warranty-RE’s leadership brings together decades of reinsurance knowledge, business experience, and a shared commitment to faith, family, integrity, and service.
Get to know the people guiding the company and helping home service business owners explore the opportunities available through reinsurance.
Founder & CEO
Tim Byrd founded the company in 1994 and has spent more than 30 years helping business owners understand and benefit from reinsurance. His career began in the automotive industry, where he became a trusted advisor, industry speaker, and recognized expert in reinsurance and business development.
Tim has been featured in numerous industry publications and is the co-author of three #1 bestselling books: Unfair Advantage, Race to the Finish Line, and Race to the Finish Line 2.
First and foremost, Tim is a Christian who strives to reflect the values of his Lord and Savior, Jesus Christ, in his life and work. He is the proud father of eight children and lives in Gloucester, Virginia, with his wife, Jennifer.
President
As President of Warranty-RE, Taylor helps business owners recognize opportunities to use reinsurance to better serve their customers, manage risk, and strengthen their businesses. He is a sought-after speaker at national and state industry events and co-author of Race to the Finish Line: Creating Winning Relationships With Customers.
Taylor previously served as a Captain in the South Carolina Army National Guard, an experience that continues to influence his approach to leadership and teamwork.
Above all, Taylor is a disciple of Jesus Christ and considers the Great Commission his first mission. He believes Warranty-RE exists to make a positive impact on people, reflect Christ’s love through its relationships, and serve others through the work of reinsurance.
Vice President
Parker joined Warranty-RE in 2018 after working in sales and finance at two local automotive dealerships. That firsthand business experience gives him an understanding of the challenges owners face and the importance of finding practical solutions that support their growth.
In 2015, Parker enlisted in the Army Reserve as a CH-47 helicopter mechanic and later became a crew chief. He has also pursued studies in Business Administration.
Outside of work, Parker enjoys spending time with his high school sweetheart. They live in Tappahannock, Virginia.
VP of Business Development
Kristi joined Warranty-RE with a passion for helping individuals and businesses reach their full potential. With a degree in Strategic Management and Marketing, she brings experience in helping businesses improve efficiency, productivity, and profitability.
Kristi is also the author of two books, Focus and You Are Perfect, and enjoys speaking at women’s conferences and seminars.
Outside of work, Kristi is a wife and proud mother of five children.
Office Manager / Controller
Heather joined Warranty-RE in 2013 after earning her MBA in 2012. She was drawn to the company’s culture and the opportunity to do work centered around helping others succeed.
As Heather puts it, she feels blessed to have a career where work means doing what she’s always wanted to do: helping others take their businesses to the next level. Her dedication to clients has even earned her the nickname “Office Queen.”
Heather is the mother of two grown sons. Outside of work, she and her husband, Greg, volunteer to help people experiencing homelessness and food insecurity, and enjoy trips to the Outer Banks. She also serves as Recording Secretary of the VIADA Charity Fund.
Setting up a reinsurance company is only the beginning. Proper administration, financial reporting, claims management, and regulatory requirements all play a role in how a program operates over time.
Warranty-RE works with experienced administrators, CPAs, legal counsel, and insurance partners to help contractors establish and manage their programs responsibly.
Our services include:
Our role is to bring these moving parts together so you can stay focused on running your HVAC or roofing business.
Reinsurance involves unfamiliar terminology, financial considerations, and important decisions. Having an experienced team to call when questions come up can make a big difference.
At Warranty-RE, we aim to deliver what we call a Ritz-Carlton level of service. That means taking the time to understand your business, responding when you need assistance, and paying attention to the details that matter.
During the initial process, we’ll walk you through how the structure works, explain your responsibilities, and make sure you have opportunities to ask questions. Once your program is established, our team remains involved with administration, reporting, and other ongoing needs.
As your business grows or your warranty activity changes, you’ll have people familiar with your program who can help you evaluate what comes next.
Warranty-RE is a family-founded company built on a foundation of faith in Jesus Christ and a commitment to serving others.
Since 1994, those beliefs have influenced how we lead, make decisions, and build relationships. We strive to operate with integrity, treat people with respect, and be good stewards of the responsibilities entrusted to us.
That commitment carries into the way we work with business owners. It means being honest about opportunities and potential challenges, giving straightforward advice, and taking the time to understand what’s best for each client rather than simply making a sale.
Our faith is an important part of who we are, and we want it to be reflected in the way we do business every day.
We’ve spent decades working with business owners who expect more than a financial product. They want knowledgeable guidance, dependable communication, and people they can count on.
That commitment continues today as we help HVAC, roofing, and other home service contractors explore opportunities through reinsurance.
Our experience gives us the foundation. The relationships we build with our clients are what make our work meaningful.
If your HVAC or roofing company is already offering warranties or purchasing coverage from a third-party provider, it may be worth taking a closer look at how those programs are structured.
Our team can help you evaluate your current warranty costs, understand your options, and determine if a contractor-owned reinsurance program could be a good fit.
You don’t need to be an expert in reinsurance to get started. That’s what we’re here for.
Let’s talk about your business and what’s possible.
Setting up a reinsurance company is only the beginning. Proper administration, financial reporting, claims management, and regulatory requirements all play a role in how a program operates over time.
Warranty-RE works with experienced administrators, CPAs, legal counsel, and insurance partners to help contractors establish and manage their programs responsibly.
Our services include:
Our role is to bring these moving parts together so you can stay focused on running your HVAC or roofing business.
Reinsurance involves unfamiliar terminology, financial considerations, and important decisions. Having an experienced team to call when questions come up can make a big difference.
At Warranty-RE, we aim to deliver what we call a Ritz-Carlton level of service. That means taking the time to understand your business, responding when you need assistance, and paying attention to the details that matter.
During the initial process, we’ll walk you through how the structure works, explain your responsibilities, and make sure you have opportunities to ask questions. Once your program is established, our team remains involved with administration, reporting, and other ongoing needs.
As your business grows or your warranty activity changes, you’ll have people familiar with your program who can help you evaluate what comes next.
At Warranty-RE, we provide…
The Gold Standard in Reinsurance
Proven Success as Reinsurance Experts since 1994
Expert Business Analysis For Maximum Profitability
Proven Track Record of Success and Compliance
Fast and Easy Company Set-up
Exceptional Onboarding and Training Program For Your Staff
Full Service Administration (Training, Claims Adjudication, Compliance, Performance Reports/Analysis, Financials/Bookkeeping)
Warranty Program Development and Training (online and in person)
A Ritz-Carlton Level of Customer Service
Integrity, Professionalism and Proven Success Drive Us
Admin Obligor – Your Reinsurance Company is Supported by A-Rated Insurers
Invest Your Premiums For Additional ROI
No Hidden Additional Fees
We Manage All Legal Forms, Filings, Tax Returns and Renewals
We Only Succeed If You Do — Let’s Win Together
It’s a win for all.
Today, we help business owners across the country establish and manage their own administrator obligor reinsurance companies to replace third-party warranty providers. Warranty-RE helps contractors build reinsurance programs that protect their business from warranty risk while being funded by their customer base.
Warranty-RE does not cut any corners to expose you as a client to compliance or tax risk with the structure of your new reinsurance entity under IRS Code 831(b) or the licensing and state approvals of the programs your company provides to your customers. We partner with the best administrators, CPAs, and legal counsel to ensure that your business and reinsurance program are operating to the letter of the law.
Warranty-RE is a proud member and sponsor of industry associations across the country. Many of our clients are leaders in their markets and respected operators in their industries. We want to help you succeed at the highest level because if you succeed, then we succeed.
When you choose a reinsurance partner, you want a partner you can depend on: one you can reach directly, and one that will go above and beyond to support you. That’s what you get with Warranty-RE. If your reinsurance company does not meet IRS standards, you should carefully consider the audit risk with your current administrator. We would be glad to consult with you if you have questions.
We have been helping owners with reinsurance for decades and have the experience to help our clients build the programs that are going to help them to be as profitable and successful as possible.
If you would like to know if reinsurance is right for you, just ask!